Product Services
Ready to Get Started?
Select and purchase the package that best fits your needs to begin your policy review. After your purchase, our team will personally reach out to discuss and collect the documents we need, such as:
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Declarations Page – summary of coverages, limits, and deductibles
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Policy Jacket – full policy wording with terms, conditions, and exclusions
Once we have your documents, we’ll carefully review your policy and deliver straightforward recommendations within 48–72 hours.
Busting insurance myths
Many people assume their insurance covers “everything” or that filing a claim will automatically guarantee full reimbursement—but that’s not always the case. At PolicyWise, we help dispel common myths, such as the idea that flood or earthquake damage is automatically included, or that your policy always pays replacement cost without limits. By understanding your policy, you’ll see clearly where exclusions, deductibles, and coverage caps apply, so you can avoid surprises and make informed decisions before a claim ever happens.
Essential Clarity Package
Essential Clarity Package
Get the foundation you need to understand your insurance.
✔ Policy Coverage PDF – A clear breakdown of your policy, outlining what’s covered and what’s not.
✔ Endorsement Suggestions – Recommendations for additional protections that could strengthen your coverage.
✔ Maintenance Guidance – Practical tips to help you reduce risks and avoid preventable claims.
A deeper dive into your coverage so you’re claim-ready.
Includes everything in the Essential Clarity Package, plus:
✔ Claim Preparedness Review – A step-by-step look at how your policy would respond in the event of a claim.
✔ Personalized Risk Assessment – Highlights of potential coverage gaps specific to your property type and situation.
✔ Priority Email Support – Direct access to our team for follow-up questions as you review your policy.
Total Protection Package
Total Protection Package
Our most complete package for total peace of mind.
Includes everything in the Comprehensive Confidence Package, plus:
✔ Customized Policy Action Plan – A tailored set of recommendations to optimize your current coverage and reduce claim delays.
✔ One-on-One Consultation Call – Speak directly with a PolicyWise expert to walk through your coverage and claims concerns.
✔ Annual Policy Check-Up – A yearly review to ensure your policy keeps pace with changes in your property, lifestyle, or market conditions.
Scope & Estimate Audit
Scope & Estimate Audit
Estimate Review
Insurance repair estimates can be confusing and often contain errors or missing items that affect your payout. With our Estimate Review service, we break it down for you:
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Line-by-Line Review – We carefully examine your insurance repair estimate to ensure accuracy.
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Identify Missing Items – Highlight overlooked damages or repairs that should be included.
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Fair Cost Comparison – Compare pricing against industry standards to make sure you’re not being underpaid.
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Clear Guidance – Provide straightforward recommendations for discussing adjustments with your insurance company or contractor.
Turnaround: 48–72 hours
Deliverable: Easy-to-understand PDF with findings and recommendations